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| Welcome to HDFC Bank Home Loans |
HDFC Bank brings, HDFC home loans to your doorstep. Over 3 decades of exclusive experience, a dedicated team of experts and a complete package to meet all your housing finance needs, HDFC Home Loans, help you realize your dream.
Features & Benefits
Home Loan -
Home loans for individuals to purchase (fresh / resale) or construct houses. Application can be made individually or jointly. HDFC finances up to 85% maximum of the cost of the property (Agreement value + Stamp duty + Registration charges) based on the repayment capacity of the customer.
Home Improvement Loan (HIL) -
HIL facilitates internal and external repairs and other structural improvements like painting, waterproofing, plumbing and electric works, tiling and flooring, grills and aluminium windows. HDFC finances up to 85% of the cost of renovation (100% for existing customers) subject to market value of the property.
Home Extension Loan (HEL) -
HEL facilitates the extension of an existing dwelling unit. All the terms are the same as applicable to Home Loan.
Land Purchase Loan -
Be it land for a dream house, or just an investment for the future, HDFC Land Purchase Loan is a convenient loan facility to purchase land. HDFC finances up to 85% of the cost of the land (Conditions Apply). Repayment of the loan can be done over a maximum period of 15 years.
Choose from Fixed Rate or Floating Rate with options to structure your loan as Partly Fixed or Partly Floating.
Flexible repayment options to suit your individual needs.
Loan cover Term Assurance Plan -
HDFC Standard Life Insurance Company Ltd. offers an insurance plan, which is designed to ensure that life's uncertainties do not affect your family’s interests and your precious home. LCTAP provides a lump-sum payment on the unfortunate demise of the life assured.
This pure risk plan is designed in a way that the cover decreases as you repay your home loan making it a low cost premium insurance plan.
Insurance is the subject matter of solicitation.
Automated Repayment of Home loan EMI -
You can give us standing instructions to repay your Home Loan EMIs directly from your HDFC Bank Savings Account, thus, saving you the trouble of procuring, signing and tracking post-dated cheques.
HDFC also offers In-house scrutiny of Property documents for your complete peace of mind.
Customer privileges -
If you are an existing HDFC Home Loan customer, you can avail of other loans (such as Personal Loans, Car Loans, Two-wheeler Loans and Loan against securities) at lower interest rates. |
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